Wednesday, November 12, 2025

GUEST POST BY DAVE MILLER

 May the ACA Rest in Peace

 

Obamacare is dead and congratulations are in order for the GOP.

 

Since the day the law, formally known as the Affordable Care Act, or ACA was passed in. 2010, conservatives have been doing everything they could to weaken it, kill it, end it and be done with it.

 

Even though a strong majority of Americans support it, use it to keep their medical costs down and stay healthy.

 

I know this personally.

 

In 2015, one year after full implementation of the ACA, I found myself literally doubled over in extreme pain walking into an emergency room in Las Vegas. As I sat there waiting to be treated, I wondered how much of my expenses what came to be known as Obamacare would cover.

 

At the end of my 11 days stay, one surgery and multiple procedures later, I got the answer, all of it. The coverage I had through the ACA paid all my doctor bills, my hospital bills, my follow up care, everything. And according to my doctors, those 11 days saved my life.

 

Not everything with the ACA is perfect. But one good thing it did was require insurance companies to cover people with preexisting conditions. It was a preexisting condition that kept my wife and I up nights, because that reality made all the regular channels of non-employer based insurance unaffordable to us, and millions of Americans.

 

That requirement, or mandate, along with forcing insurance companies to fund birth control, contraceptives, annual physicals and routine blood tests and screenings has saved lives, led to better health outcomes, dramatically lowered teen pregnancy rates and cut abortions, in some states, by over 15%.

 

But now it is dead, a victim of thousands of little cuts. All that’s left is to wait for the growing sepsis conservatives have sown in health care in America to finish its task.

 

It did not have to be.

 

The ACA, the signature legislation of the first term of President Obama had been a progressive dream for years. With a Democratic supermajority in the Senate, the Democrats could have simply written the legislation and rammed it through Congress. They chose not to do so.

 

Knowing real success would need buy-in from the other side of the aisle and a skeptical American people, the administration fanned out across Washington and the country to seek input and improvements in the projected plan.

 

In addition to over 60 bi-partisan official House discussions in chamber, there were also over 100 official Senate hearings held in Washington. Hundreds of amendments were offered with some becoming part of the new legislation. Members of Congress all across the country held  town halls to get the pulse and opinion of people before the legislation was enacted.

 

In short, the process was public, done with regular order, negotiated between parties with substantial input from stakeholders. Additionally, amendments were offered and considered, all before the law was passed.

 

And then the empire struck back. Almost immediately conservatives began looking for ways to eliminate the ACA. In fact, the GOP plan was to kill it before it took effect and Americans came to like, rely on it and see that worked. All of which has come to be true in the last ten years.

 

Conservatives, however, have now voted more than 70 times to partially or fully repeal the ACA. President Trump has repeatedly lied, telling America his plan is “coming in two weeks”, “a few weeks”, “next week” and a “few days .” House Speaker Johnson has repeatedly lied saying the GOP has “a lot of” health care plans.

 

None of that is true. Instead, the conservatives of the GOP, egged on by their partisan supporters, have been working for 15 years to weaken the ACA to such a point that it no longer works, and then claim its inability to function requires it to be eliminated.

 

And their plan, despite a majority of Americans approving of the ACA, has worked like a charm.

 

Contrast the conservative approach with how progressives worked alongside President Bush to improve Medicare to cover prescriptions for medicines during his term. When that program needed improving, the Dems worked with the President to make sure it happened.

 

We saw no effort from conservatives to work to improve the ACA, with the single exception being Senator John McCain who refused to end the program during the first Trump term.

 

The simple truth is this:

 

Conservatives have for years, dating back to at least Senator Robert Taft’s run for the GOP nomination in the 1940s and '50s have railed against progressive legislation. Taft would feel right at home in today’s GOP as he stridently supported limited government and non-interventionist foreign policy.

 

Taft, while initially supporting Social Security and other programs during the Great Depression, came to believe those programs encouraged dependence on the federal government.

 

Then in the 1960s, conservatives used the same language to oppose Medicare, which President Johnson signed into law in 1965. Today conservatives see these entitlement programs that have helped lift millions of Americans out of poverty, and help them be healthy in retirement, as robbing people of their freedoms.

 

Finally, we come to what may be the real reason the Trump Administration has set its sights on the elimination of the popular ACA. It’s not because it’s imperfect, doesn’t work or doesn’t meet the needs of the American people. It’s not because the administration believes government should not be involved in private industry.

 

Not at all. The real reason the Trump Administration wants the ACA repealed is because it has become known as Obamacare, and our president is a petty, jealous man. How do we know the man who had to be shielded from seeing the name John McCain on a United States Navy aircraft carrier does not like the name Obamacare?

 

Because over the last few days he’s been posting and sharing his belief a new plan should be called “Trumpcare”.

 

All of this brings us to today.

 

Earlier this year, conservatives passed a budget in the House to eliminate millions of dollars of subsidies for the ACA. They knew doing so without a plan to cover low income people would lead to havoc and families losing their healthcare, but they did so anyway.

 

Angry over this, progressives initially refused to go along, and our government was shut down. Ultimately though, we all knew where this was headed. The progressive Dems simply did not have the cards or the votes to win this fight.

 

This week a handful of Dems gave up the fight.

 

It was not worth it they said, to crash the entire air traffic system the Trump Administration was shutting down. It was not worth it they said to continue to try and force the Trump Administration to abide by a SCOTUS ruling and provide millions of Americans the help they needed to put food on their tables. It was not worth it, they said, to continue to expect government workers, except Congress, to go without pay.

 

It was not worth it, but it is what cnservatives were willing to do to America so people could be free, finally they will say, of the ACA and so President Trump does not have to say “Obamacare”.

 

Now that the shutdown is over, we can get back to business. The House must now, unless Speaker Johnson has another exception, officially swear in and seat Representative-elect Grijalva of Arizona. That will force a vote Johnson does not want, to release the Epstein files.

 

Then, in short order I am sure, we can finally see the plan Speaker Johnson said could only be put forward and revealed once the ACA subsidies were ended. The time is now here for the Speaker and conservatives to show their hand.

 

Unless, as Rep. Marjorie Taylor Greene says, that plan does not exist.

 

In which case, millions of Americans are now needlessly screwed, but free.

16 comments:

  1. From an earlier post, Grey brings important context to the ACA...

    "Why modify Gov Romney's [State Health Care] plan [upon which the ACA was modeled]? Well, at the time the American Health Care system was in a death spiral. A death spiral is when only those needing health care aka the sick made sure to have healthcare coverage. This led to companies facing triple digit premium increases, a lot like what the American people are facing now. The issue was approaching a crisis status leading several teams of folks to work together on a Patient Bill of Rights. However, once congress got involved and moved the ACA through congressional committees the PBR was abandoned.

    Look, Healthcare 101 states in order for it to work and not go into a death spiral everyone has to participate because it spreads out the risk. Only sick people means costs are concentrated in one area. Healthy and sick participation guarantees those who are healthy now will be covered when their good health ends. And I've was in the Health Care industry for too long to not have heard all the stories of why a certain person didn't need health insurance until that one fateful day.

    Fun fact, once injured or sick back then there wasn't an insurance company that would touch you. You'd be injured, likely unable to work like before and on the hook for millions of dollars in medical bills. Pre-existing condition? Denied. It happened a lot, hence the Patient Bill of Rights and the eventual creation of the ACA."

    Thank you Grey

    As it relates to preexisting conditions, let's not forget that before the ACA, there were actual verified reports of women being rated with preexistent conditions if they were pregnant.

    No GOP plan, even in the early days of Obamacara when a few Senators tried out access to "pools" of coverage, addressed this reality. Oh, the GOP covered preexisting conditions in those plans if you previously had coverage" but you could still be excluded under every GOP plan and idea.

    It took Obamacare to force insurance companies to cover preexisting conditions. Which led to the reason we needed young healthy ppl paying into the system.

    ReplyDelete
  2. We should also consider Trump's supposed $2000.00 payment to help out.

    1. It's per household. So a couple, seeing health care costs rise a total of $6000.00 a year could get a little break.
    2. It is not an annual payment.
    3. There is no funding mechanism identified.
    4. Treasury Sec Bessent has said it's not gonna happen.
    5. Trump is a liar. Do you trust him to actually deliver on this?
    6. It will not encourage ppl having health care insurance.
    7. It will be inflationary as ppl will immediately spend it.

    Have a great day all... I'm off to go marlin fishing in southern Mexico today.

    ReplyDelete
  3. Brilliant Dave Miller. As always you bring the facts. I am grateful to have met you through this blog.

    I've been noodling as to the why Project 2025 would want so many unemployed citizens without healthcare or food. I don't like what I see, mainly that the current admin needs WeThePeople to riot which is historically what humans do when hungry or sick, and with nothing productive to do. (I'd address our trolls inevitable suggestion that humans just get another job but covering the whole issue is a task without end as they refuse to see what facts reveal) What I don't know for sure is why the need to create so much death?

    Well, that was interesting. Just had a bolt of clarity. Maybe it's not about death but the imprisonment of the many to provide for-profit prisons with millions of slaves, err, prisoners paid pennies on the dollar of their labor's worth.

    Who would buy these products? I asked myself and heard back "The party faithful." As they are doing now.

    I'd been crafting my comment based on the first paragraph but just erased the rest of it because the clarity of my last thought is painful.

    Be confident in your belief that I will do all I can to make sure their hellscape never escapes their lurid imagination. I know their vision is peaking out but so is the vision the kids are manifesting every day. How do I know?

    The number of posts on social media of kids (20-30 yo, isn't that what Vance called those folks spouting Nazi ideology?) stating Mamdani is their mayor, complete with many heart emoji's, even though they don't live in NYC.

    I won't lie, it's going to be rough. Those accustomed to power rarely give it up freely. Those used to the protection of the law but not the binding aren't willingly going to bind themselves. We've work to do. Good think we are Americans. Hard work is built into our DNA.

    Mamdani is my mayor too!! heart emoji's to the moon and back

    ReplyDelete
  4. The only ones that are free are the insurance companies that will happily be free to get back to screwing people. Denying coverage and watching them die as they increase their wealth by billions. As well as conservatives and tRumpublicans in congress who never gave a s**t about them anyway.

    I for one will NEVER vote for another goddamed republican ever again for congress. Ever. Except maybe in the state elections in Massachusetts where Republicans seemed to have retained some intelligence, common sense, compassion, empathy, and decency.

    I hope people ALL over Amerca make the decision not to support conservaatives and tRumpublicans who actually only care about the billionaire insurance companies that line their pockets.

    Like they say... Follow the Money.

    But Americans likely won't. Except maybe the millions that can no longer afford health insurance and the ones who know they may die due to conservative and tRumpublican non-compassion and non-empathy. A lack of compassion and empathy born of ignorance and delusion.

    ReplyDelete
  5. David, Very good comprehensive post. I have a correction and a comment on what you stated. ACA is not dead it is enhanced premium tax credit used to benefit the insurance companies that ends December 31st not ACA. This was a temporary enhanced tax credit put in during Covid by the biden administration. He didn't learn much because like DACA it is temporary and designed to punt to the next administration. "The ACA is not ending: The ACA's core provisions, including the ban on pre-existing condition discrimination and the ability to purchase insurance on the Marketplace, will remain in place.

    That is the correction and the comment is if you are going to hold your breath for trump to come up with a healthcare program you are going to turn green. He promised it six years ago and has done nothing so why would anyone to expect something now.

    ReplyDelete
    Replies
    1. Skud... when I say the ACA is dead, I think about it like this...

      In WWII, the moment the Allies landed at Normandy, the war was over. There was still a lot of fighting, but effectively, that beach head spelled the doom of Hitler.

      The beginning of the end of the subsidies means the end of the ACA/Obamacare.

      Here's why... no health care system in the US can survive without a pool. We need everyone in it to control the costs. The main reason costs have risen is due to opt outs and the end of the mandate.

      Without the mandate, which conservatives hated, and without the subsidies to keep monthly insurance costs affordable, the entire act will crumble. And with it, since it will become moot, coverage for preexisting conditions, which conservatives have never supported.

      We will see a return to junk policies, lack of coverage, people opting out but still getting treated, etc.

      Unfortunately the only way to get people covered is total coverage of everyone, mandated. Then costs should come down.

      Delete
  6. "In progressive societies the concentration of wealth may reach a point where the strength of number in the many poor rivals the strength of ability in the few rich; then the unstable equilibrium generates a critical situation, which history has diversely met by legislation redistributing wealth or by revolution distributing poverty." Lessons of History - Durant

    Will Durant

    ReplyDelete
  7. "The survey from The Associated Press-NORC Center for Public Affairs Research was conducted after Democrats' recent victories in off-year elections but before Congress took major steps to try to end the longest shutdown in U.S. history. It shows that only 33% of U.S. adults approve of the way the Republican president is managing the government, down from 43% in an AP-NORC poll from March.

    That was driven in large part by a decline in approval among Republicans and independents. According to the survey, only about two-thirds of Republicans, 68%, said they approve of Trump’s government management, down from 81% in March. Independents’ approval dropped from 38% to 25%."

    ReplyDelete
  8. I find myself wondering whether the intelligence and compassion of the many will result in pressure increasing on the few that will results in legislation that benefits the many, or wether revolution is imminent.

    ReplyDelete
  9. Here's the real question for people.

    Do all Americans have a right to affordable health care, health care that will not a person or a family to the poor house?

    If you answer no, at least you're honest. I would say wrong, but honest.

    If you answer yes, what is YOUR plan for making that happen?

    ReplyDelete
  10. 20 years ago I had deep reservations about universal Healthcare for all. Believing the government shouldn't be making decisions for individuals relative to health. Then I realized the billionaire insurance companies were making life or death decisions and had been for years dependent upon the insurance you purchased. More money, better care. Since everyone's life is as sacred (not in the Christian sense exclusively) as the next, and not at all related to a person's wealth, I realized that in the wealthiest nation on the planet there is absolutely NO reason anyone should not have at least basic Healthcare (preventative) at no cost out of pocket.

    So, yes, I support basic universal single payer Healthcare for all with gold plated options for those with te ability to purchase.

    How to cover costs? Rethink budget priorities moving away from destruction and towards a focus on life. Increase taxes to support life and greater health and happiness. How to do that? Elect people who understand that Healthcare today is a right for all. Not just those who can afford it.

    In other words develop the attitude and understanding that we are truly our brother's and sister's keepers. As opposed to the attitude I got mine, screw you. The present attitude of the tRumpublican party in charge.

    ReplyDelete
  11. I'm all for everyone having basic healthcare. By basic I mean no coverage for sex changes, no cosmetic surgery to get rid of those droopy eyelids and tummy tucks. I also think the system in England has merit, if you want more you can pay for it. Of course I am also for everyone should be able to participate in our wonderful tax system and everyone should pay their fair share. Part of the additional taxes collected could cover some of the healthcare for all.
    One of the issues we would have to deal with on healthcare for all is companies who now provide healthcare deciding not to so it would increase government costs. Of course our elected elite have solution for that, they can just pass the debt to our great, great grandchildren.

    ReplyDelete
  12. Dave Miller asked:
    "Do all Americans have a right to affordable health care, health care that will not a person or a family to the poor house?....If you answer yes, what is YOUR plan for making that happen?"

    There isn't enough time/space for me to provide the whole plan in my head but I've been practicing my two minute elevator speech so here goes. Also, thank you for asking. My literal brain wouldn't let me just post all this for... reasons so here we go.

    First - I view government as I do gardening tools, specifically a tomato cage. Its purpose is to provide support to the tomato plant, which without the cage will survive but with it will thrive and produce as much fruit as nutrients allow.

    Second - government is to be viewed like living with one's parents. If you know, you know. Sometimes living with the 'rents is exactly what one needs. The rest of the time? Independence is a beautiful thing and all humans need their independence from those who created them. Not separation mind you but independence.

    Third - the basics of life are rights. If a governing power takes away the ability of humans to provide for themselves then the responsibility of survival falls not on the individual but on the governing body. History is a harsh mistress about the topic and we ignore her at our own peril.

    Fourth - all the services I'd implement will be paid for by the very CEO's enriched by government handouts who promised WeThePeople that when the last recession/borderline depression ended that all would be rewarded. They lied about that promise even though We accomplished the impossible with nothing. The debt is due and they know it.

    Fifth - Services rendered - of course the basics - housing, healthcare, food, stipend to purchase items specific to individual needs. Next is job training. I'd start training programs and gradually bring in local businesses to assist in job placement. Transportation, energy development, healthcare expansion to focus on under represented populations. Food preparation. Farming practices. Wilderness clean up. Animal conservation. So many projects but luckily we are a country of millions so I'm sure there will be something to tickle every curiosity gene.

    Went over my two minutes but that's the bare bones of my plan. Oh, and I won't be erasing bigotry or racism as those are individual choices. Every citizen has the right to be as hateful as they choose. What they don't and will no longer have the right to do is codify their hatred or sincerely held beliefs into law. No more. Public space means All of WeThePeople. If you can't be polite in the public square then take your nasty ideas to your private clubs and back yard whining fests.

    WeThePeople will no longer tolerate bad behavior when I'm queen of the forest.

    ReplyDelete
  13. Healthcare should be a human right. Public healthcare was understood and supported by the founders, despite the endless conservative war on public healthcare.

    Without good health, or least a functioning healthcare system, "life, liberty, and the pursuit of happiness" are beyond the reach of millions of Americans.

    President John Adams understood "provision for the general welfare" means tax-funded healthcare.

    Adams signed the “Act for the Relief of Sick and Disabled Seamen”, allowing for tax-funded healthcare of sailors to stem the transmission of yellow fever.

    In the late 1790’s a series of deadly Yellow Fever outbreaks afflicted several American coastal cities. Recognizing that the illness was somehow associated with and possibly spread by sailors, Congress enacted an Act for the Relief of Sick and Disabled Seamen in July of 1798. The Act was the first federal social insurance program, (the “Marine Hospital Service”) recommended by Alexander Hamilton in 1792, upon the suggestion of the Marine Society of Boston.

    So far the Republican "Healthcare plan" amounts to "Pay for it yourself, subsidize corporate CEOs, and go bankrupt. Then get sick, and die".

    This is from the "pro-life" hypocrites.

    ReplyDelete
  14. Dube, Both you and Les always attack corporations and especially insurance companies. You do this while supporting the enhanced payments for the mistake called obamacare which was set to expire the end of 2025. Prior to the implementation of obamacare we had medicaid which provided for low-income individuals and families. Not a great system but provided basic coverage.

    Then the democrats wanted to get more money from the insurance companies to bolster their personal wealth so they started obamacare which meant the government would pay insurance companies and the insurance companies would reward the politicians for their time and effort. Biden decided to enhance the payments which were set to expire in 2025. Now the democrats want to keep the bribe money flowing so they shut down the government to punish the public for their greed being restricted.
    Now we have a system where 85% of health insurance payments come from the federal government and of course our elected elite get a piece of that.

    Grey, The only thing you failed to recognize is "If a governing power takes away the ability" Replace Ability with Desire and you have a good proposal. Most people have the ability to provide for themselves but the government has taken away the desire by providing them with let someone else pay.

    ReplyDelete
    Replies
    1. Skud,
      WRONG.
      The ACA is what it is because too many politicians worked for insurance companies interests.
      Remember when Republicans KILLED the public option? No. You blame Democrats, as usual. Your BIAS is BORING.
      Universal single payer healthcare is the more cost-effective with better outcomes than we have under corporate controlled healthcare.

      Delete